I need to get some property insurance on this property and was wondering if any knew of a good company to call. I basically just want to be protected in case someone falls off of a horse. Basically a farm/liability policy.

I live in Florida if that helps.

Thanks,

Best answer:

Answer by SummerDaisy
I know what you mean.!!!!!!!!!! I have been trying to find insurance like that for OVER a year ! ! ! !

NOT HERE IN FLORIDA

We cannot get that kind of coverage here. If you do get some kind of Farm policy it will eleminate WIND coverage……HELLO…This is Florida we have to have wind coverage…..

Good luck , If you do find something please email me..

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Best answer:

Answer by TweetyBird
Medicaid. A lot of physicians don’t accept it. Pays lousy, pays late and covers as little as possible. If I were a doctor it would be Medicaid.

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A)A benefit paid by an insurer to an insured is called a premium.

B)A benefit may be paid under a property insurance policy even if the insured is entitled to sue a third party for causing the loss or damage in question.

C)Property insurance is called first party coverage only if the insurer sold the policy to a human being, rather than a corporation.

D)Property insurance is available for real property, but not personal property.

E)Property insurance is called third party coverage if one person buys insurance with respect to property that is owned by another person.

Best answer:

Answer by welcome news
A) FALSE : The Premium is the amount that the insured pays TO the Insurer
B) TRUE : In such cases the insurer then takes over the right of action to sue the third party – this is called SUBROGATION
C) FALSE
D) FALSE : you can insure any property provided you stand to lose if it is destroyed or damaged.
E) FALSE : In general you cannot insure property that is owned by another person as you do not have an INSURABLE INTEREST in that property (see my answer to D)

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Best answer:

Answer by debijs
~~State laws vary, in CA it is possible to be added back on, but it is up to your employer on whether they make you wait or not. In my experience they usually allow you to sign up without waiting.~~

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Best answer:

Answer by Ed Fox
You have the obvious legal right to purchase any insurance you wish, assuming you can find an insurance company willing to provide the required cover.

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Best answer:

Answer by daddyporky@verizon.net
yes by all means buy the insurance… they can sue you.. that insurance covers you for collision and libality… the extra price is worth it .. if you damage that car or someone lets say scratches it or puts a dent in the door you are liable…. when you rented the car with all that paper work you AGREED TO PAY FOR DAMAGES.. ok buy it..

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My question is, can I spend this check on something Else like bills?
I realize that if it doesn’t go to the roof I can’t reclaim it later if there is more damage.
Thanks every one.

Best answer:

Answer by justwondering
They are not going to come check on you. But I wonder why a claim was filed if no damage was done.

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Best answer:

Answer by financing_loans
Your question doesnt make sense.

If somebody owns the property, but you own the house. This would have to apply your property is a mobile home, on somebody elses property. If this is the case, you own personal property on the land, you own real property on top of the land.

To make it simple, you have a car and you drive and park it on my property. I let your car sit there for as long as I want for a fee. Same as going to a local parking lot. The property is mine, the 6 dollars that you just spent there is what I charge. What I decide to do with insurance on the property is none of your business. You just park there. If that is the case, thats the case.

Now if you home is real property. Meaning you have the note to the property (meaning you own the home and land). Only lien holders can put insurance on the property, this is to protect them from loss. You pay for it and its part of your agreement.

If you have a mobile home (car in my example) and you are on somebody elses property. If that car leaves or something happens with that car while its there. They have every right to ensure your car against loss.

I would have given a better answer but you didnt really explain what you meant.

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Best answer:

Answer by kelly_f_1999
well if its off street and you turn in plates dmv you can remove insurance if its parked on street needs insurance if it has tags it need insurance

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Best answer:

Answer by Bobbie
Consulting with an experienced professional about your self employed business would probably be a very smart thing to do.
All of your gross income from all sources of worldwide income will be reported on your correctly completed 1040 federal income tax return.
In general, taxpayers may deduct the ordinary and necessary expenses for conducting a trade or business. An ordinary expense is an expense that is common and accepted in the taxpayer’s trade or business. A necessary expense is one that is appropriate for the business. Generally, an activity qualifies as a business if it is carried on with the reasonable expectation of earning a profit.
The independent contractor self employment income will be reported on the schedule C of the 1040 tax form and you will be responsible for the 15.3% of the social security and medicare tax on your net profit from the business operation you also may need to make some quarterly estimated tax payments for the tax year 2010. The last payment would be January 18 2011.
You would have to be sure that you handle your business deductions correctly for your business operation.
For instructions and forms go to the IRS.gov website and use the search box for publication 334 a very good place to start with examples.
Publication 463 Travel, Entertainment, Gift, and Car Expenses
Use the search box at the IRS.gov website for Small Business and Self-Employed Tax Center
Filing Season Central is your one stop assistance center for filing your business returns. This includes Highlights of Tax Law Changes, Tax Tips, and more.
2 of the seven tax tips for starting a business enclosed below.
#4 Good records will help you ensure successful operation of your new business. You may choose any record keeping system suited to your business that clearly shows your income and expenses. Except in a few cases, the law does not require any special kind of records. However, the business you are in affects the type of records you need to keep for federal tax purposes.
#7 Visit the Business section of the IRS gov website for resources to assist entrepreneurs with starting and operating a new business. Go to the IRS gov website and use the search box for the below referenced material
*Starting A Business
*Operating A Business
*Closing A Business
*Publication 4591, Small Business Federal Tax Responsibilities (PDF 470.1K)

http://www.irs.gov/

http://access.wa.gov/business/taxes.aspx

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