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What would be best amount of auto & homeowner insurance to have including umbrella coverage in NJ?

Question by DMTF: What would be best amount of auto & homeowner insurance to have including umbrella coverage in NJ? What would be best amount of total coverage to carry for auto insurance and homeowners insurance including an umbrella policy. I realize claims are skyrocketing, and I don’t presently have an umbrella policy. Would like to know what I should be targeting. Thanks!

Best answer:

Answer by mbrcatz17Well, no one here knows you! I can tell you what I usually tell people: you take out

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How much would I pay for motorcycle insurance in Hawaii?

Question by Roxanne M: How much would I pay for motorcycle insurance in Hawaii? How much would it cost to insure a 500cc or less motorcycle in Hawaii for a full-time female college student with a 3.0 or better GPA who is 19 years of age and single and has one speeding ticket on her record? I would just like a ballpark range to work with so I can decide whether or not I want to buy a motorcycle for going to college and work

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Imagine Life Without Property Insurance? How Would You Sleep at Night

Article by Geoff Morris

Imagine going through life with no insurance at all’Must be a bit like driving car without a seat belt in place.

For most people, insurance is a necessary aspect of life. It is the safety net that protects you from a crushing fall or an imminent disappointment during hard times.

Nothing is worse than an unforeseen natural or man-made disaster that unfortunately removes earnings capacity or assets from you or your business.

There are many types of

Continue reading: Imagine Life Without Property Insurance? How Would You Sleep at Night

How much would insurance be on a Toyota Dolphin motorhome rv ?

Question by ben b: How much would insurance be on a Toyota Dolphin motorhome rv ? 1990 toyota dolphin rv needing insurance does anyone know a ballpark estimate on how much to insure ? thanks!!

Best answer:

Answer by calipink22It depends on your age, gender, location, and insurance history. If you have insurance for your vehicles get a quote for the motor home through the same agency. The premium for a motor home is actually fairly cheap if you’ve been continuously insured with no lapses,

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How would health insurance businesses be able to stay viable if the Senate bill is passed?

Question by johma513: How would health insurance businesses be able to stay viable if the Senate bill is passed? As I understand it, the bill forces all Americans to have health insurance. However, I think that the fine for having no health insurance is around $ 750. But after the year 2014, health insurance companies will not be able to turn customers away for preexisting conditions. Why wouldnt someone pay the fine or buy low end coverage until they got ill and supplement the coverage

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Would my motorcycle insurance medical coverage cover this?

Question by friendofgod65451: Would my motorcycle insurance medical coverage cover this? I was teaching a friend how to ride a motorcycle in a private parking lot. She hit a curb, got hurt, and went on an ambulance ride. She does not have a motorcycle endorsement on her driver’s license, because she didn’t know how to ride a bike yet to be able to pass the test. But the policed didn’t give her a ticket because it was a in a private parking lot. Is there

Continue reading: Would my motorcycle insurance medical coverage cover this?

Imagine Life Without Property Insurance? How Would You Sleep at Night?

Imagine going through life with no insurance at all. Must be a bit like driving car without a seat belt in place.

For most people, insurance is a necessary aspect of life. It is the safety net that protects you from a crushing fall or an imminent disappointment during hard times.

Nothing is worse than an unforeseen natural or man-made disaster that unfortunately removes earnings capacity or assets from you or your business.

There are many types of insurance available, such as life,

Continue reading: Imagine Life Without Property Insurance? How Would You Sleep at Night?

In insurance adjuster-ese, would water damage in basement due to a clogged downspout constitute a flood?

Question by Susie QZ: In insurance adjuster-ese, would water damage in basement due to a clogged downspout constitute a flood? I had this happen last week during the heavy rains we had. We do not live on a flood plain and do not have flood insurance. Do I need to go pound sand? =( The adjuster may be here 2 weeks from last Thursday!!! That is how I define a flood, too, Coop.

Best answer:

Answer by mbrcatzLet’s clarify terms. Downspouts, are OUTSIDE the house.

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How would auto insurance company know if I am unemployed?

Question by Thomas V: How would auto insurance company know if I am unemployed? I noticed someone posted that their auto insurance rates went up since they are unemployed. I have been unemployed since February and my rates stayed the same. I don’t tell the insurance company that I lost my job. How will the insurance company know if I am working or not?

Best answer:

Answer by mbrcatzThey don’t know if you are employed or not.

It’s not based on employment – it’s

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How would a car insurance company know if i had a claim on previous insurance policy?

Question by Kayley Robertson: How would a car insurance company know if i had a claim on previous insurance policy? As above, i claimed on my existing car insurance policy about 2 years a go now. When getting new quotes they ask if i’ve had any claims in the past 3 years (which i have). But just wondering how would my new insurance company know either way if i put ‘no claims’. Surely if they were all on one database they wouldnt be asking me

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